Buyers
Buy a Home in Tracy, CA

What to Expect
Buying a home is one of the biggest financial decisions you’ll make, and Susan Goulding at Crown Key Realty is here to guide you every step of the way. From understanding your budget and securing financing to touring homes and making an offer, she ensures a smooth and stress-free experience.
With expert negotiation skills and in-depth knowledge of the Tracy, CA market, Susan works tirelessly to help you find the perfect home at the right price. She will walk you through the paperwork, coordinate inspections, and ensure all deadlines are met.
With Susan by your side, you can feel confident and excited about your home-buying journey!
How do I know how much home I can afford?
Before starting your home search, it’s important to get pre-approved for a mortgage to determine your budget. Susan works with trusted lenders who can guide you through this process and help you understand loan options, interest rates, and monthly payments. This ensures you have a clear idea of what homes fit within your price range.
How long does the home-buying process take?
The timeline varies, but typically, buying a home takes 30 to 60 days once an offer is accepted. The process includes securing financing, conducting inspections, and completing paperwork. Susan will keep you updated every step of the way to ensure a smooth and timely closing.
What costs should I expect beyond the purchase price?
In addition to the home’s purchase price, you should plan for closing costs, property taxes, homeowner’s insurance, and potential HOA fees. Susan will provide a detailed breakdown of expected costs so you’re financially prepared and avoid surprises.

How to Get Started
1. Schedule a Free Consultation
Your home-buying journey starts with a conversation! Susan will discuss your goals, budget, and preferences to create a personalized plan that fits your needs.
2. Get Pre-Approved & Start Your Search
Susan will connect you with trusted mortgage lenders to help you get pre-approved for financing. Once pre-approved, she will help you explore homes that match your criteria and schedule showings.
3. Make an Offer & Close with Confidence
When you find the right home, Susan will guide you through the offer process, negotiations, and final closing steps. She will ensure a seamless experience so you can get the keys to your dream home without stress.